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Things to consider before insulating your attic
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Things to consider before insulating your attic

You probably don’t spend a lot of time thinking about insulation. After all, it just sits in our walls, silently biding its time. Then, along comes a chilly draft, a three digit utility bill, or super-hot or sub-zero weather. Suddenly, you are thinking about it all the time. You find yourself sitting at home wondering if it is a good idea to add insulation to your basement, walls, and ceiling. You wonder which density is best, which width, thickness, and type would delver the best value. And, once the installation is complete, you wonder if you have done enough. We asked the people who make and install insulation which blunders…

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Vacation On A Budget
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How To Have A Great Summer Vacation On A Budget

Have you ever sat there looking at photos on your computer wishing that you were sipping espresso in Paris or relaxing on a beach in the Carribean? If so, you need to stop dreaming and make this your reality. You and your family deserve some time away, and there is no better time to plan than right now. Here are some summer travel tips that will help make planning a simpler process. Select Your Destination One huge issue is that so many other people are planning to travel at the same time. This is why it is best to choose a destination that is not one of the most popular…

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Repairing Your Car
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Getting The Best Quote For Servicing And Repairing Your Car

In times of financial struggles, people often neglect to take care of their vehicles properly, hoping that they will save a few pounds if they don’t fix a minor problem with their car. This is a huge mistake, as one minor car repair now may save you buckets of money in the future. A simple analogy would be the human body. Let’s say that you have anaemia. It is no big deal; almost everybody has experienced mild anaemia in their lifetime. But, if you neglect to take care of the anaemia, the low red blood cells can and will cause major health problems in the future. The same situation applies…

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Budgeting Tips
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5 Budgeting Tips from Professionals with Irregular Income

There are many advantages to not having a nine-to-five job, or indeed any job which sees you working a fixed number of hours per week. You might have more time to yourself, enjoy greater flexibility and sometimes even the luxury of being your own boss. The worst part, however, is the sometimes discomforting nature of an unstable or unpredictable income. Even if you are confident in always earning enough to accommodate for your lifestyle, budgeting becomes a nuisance when your income is continuously fluctuating based on variables such as performance, seasonal factors, consumer trends and pure chance. Here are some tips on how to manage your bankroll with effective budgeting…

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Home Energy Savings
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Home Energy Savings

Most of us homeowners have some big and some small things that we can do to save money on utility bills. Whether you just want to drop a few dollars off your bills by installing some energy saving light bulbs (that’s a good penny pincher idea), or whether you want to install some solar energy panels (a good dollar stretcher idea), doing just a few of these things can make a tremendous amount of difference on your home energy savings. Did you know that most folks lose up to 30% or more of the energy in their home without the need to? They might as well just take a $50…

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Buying Your First Home
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5 Ways To Save Money When Buying Your First Home

Getting on the property ladder is a life goal that many people share, unfortunately, this dream doesn’t always become a reality. Buying a house is expensive and complicated, which means many people will resign themselves to being renters for the rest of their lives. However, there are ways you can save money on buying your first home that will make your dream much more achievable. Follow these five tips to save money when buying and moving into your first home. 1. Find A Proactive Estate Agent The economic climate means that only the most proactive and switched on estate agents will be able to survive. It’s no longer enough to…

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Wasted Food Equals Wasted Money
Food Save Money

Wasted Food Equals Wasted Money

Rich or poor, we must all spend money on everyday living expenses. Whether it be food, shelter or clothing, the costs associated with these daily essentials often eat into whatever budget we have, thereby leaving very little money for anything else at the end of the day. Sticking to a budget is difficult, and as much as we try to be thrifty and save money for a rainy day, it’s not always possible. In a world where reducing our spending and consumption sees no signs of slowing down, it can often be daunting and downright stressful. However, recent global data suggests that there is at least one way that we…

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How to Save Money Today
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Cut Down on Your Bills – How to Save Money Today

1. Adjust Your Thermostat When the weather is cold, make sure you turn down the thermostat to a temperature that is cool but bearable. Similarly, when the weather is warm, make sure the thermostat is turned up. While you don’t want to be sweating in your home in the heat of summer, there is no reason for it to feel frigid, either. In the winter, you can use blankets and warm pajamas to offset the cooler temperature. In the summer, make sure to stay hydrated and dress coolly. 2. Use a Programmable Thermostat Your air conditioning and heat do not need to be on all hours of the day. This…

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